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  • Maximise cash savings in a falling rate landscape

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    The new year tends to bring personal finances into focus and is therefore an optimal time to consider savings strategies, including protecting the value of existing savings. The economic backdrop has changed significantly over the last few years. Inflation has finally started to cool and monetary policy is easing. The Investec economics team is currently [...]

    Business meeting with diverse professionals discussing strategy in a modern conference room, emphasizing collaboration and...
  • Investors flee bonds and stocks to cash as interest rates stay high

    Investing

    UK retail investors are increasing flocking to cash over other investments as interest rates remain at sky-high levels. Interest rates are at their highest level in over 15 years, at 5.25 per cent, leaving many investors to see a guaranteed return on cash as more appealing than stocks or bonds. UK households now hold 31 [...]

    Over the last year, 29 per cent of UK retail investors sold some of their stock market investments to increase their cash levels.

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