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affordability assessments

  • The FCA rule change everyone missed that could upend the mortgage market

    Opinion

    The FCA has set out a new, more pragmatic approach to affordability assessments that could open up the market, increasing competition and benefiting consumers and lenders alike, says Fernando Zandona Mortgages, and who provides them, have hardly changed in decades. The mortgage market remains one of the few sectors of UK financial services that seems [...]

    Charming house for sale with landscaped front yard and modern architecture in a desirable neighborhood

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