Flexi-time and compressed hours on the rise as City firms ditch 9 to 5 to compete with fintech July 26, 2015 City employers are loosening their ties and becoming less rigid over staff working hours, according to research that shows a jump in the number of workers being given more flexibility. A third of men working in the City (34 per cent) say they now have some flexibility over the hours they work, either through flexi-time [...]
Green & Black’s founder Craig Sams on his plans to get us drinking real kola beans with Gusto Cola July 26, 2015 Back in the 1980s few people even knew that cocoa came from a pod grown on a tree. Absurd though that sounds, even supermarket buyers were unaware of cocoa’s provenance. As an experiment, Craig Sams, a legend in the macrobiotic diet community and founder of organic food company Whole Earth, decided to have some [...]
Finding the right partner for your growth July 26, 2015 ESTHER Marlow, finance director of Carmel Clothing, and Gary Edwards, Growth & Acquisition Finance at Investec, discuss why a fast-growth business needs the right funding partner to support its expansion. How did Carmel and Investec come to work together? EM: Carmel Clothing is a UK-based manufacturer that supplies clothes to supermarkets and high street retailers. [...]
Buy into conservation hotspots: Why it’s worth investing in a historical home July 23, 2015 As London’s housing crisis rumbles on, more and more shiny skyscrapers are shooting up. If you find this state of affairs rather unseemly – un-British, even – then buying a home in a conservation area is worth considering. Designated by local authorities for their special architectural or historical interest, there are currently over 8,000 [...]
Forget Silicon Valley and Silicon Roundabout: Birmingham’s Silicon Canal is the future of the UK’s technology sector July 23, 2015 For years now we've been told that London could rival the Silicon Valley with its own tech hub. But five years after launching my business, I’m a bigger advocate for Birmingham's Silicon Canal than I have ever been. There is an incredible talent pool in Birmingham that offers a wealth of brilliant software engineers. These [...]
What should investors make of the first equity crowdfunding exit? July 22, 2015 Harriet Green asks what equity crowdfunded firm E-Car Club’s buyout means for the growing sector If you're putting money into equity crowdfunding, the first question at the front of your mind is “will I get a return on my investment?” – and then “will it be decent?”. Last year, equity crowdfunding in the UK [...]
Residential property investment is easier than ever thanks to the fintech sector July 22, 2015 For most of us, buying our own home is an important decision but how many of us truly consider residential property as an asset class for investment? UK residential property is a massive market valued at nearly £5 trillion however, the market is dominated by owner-occupiers, with just £1 trillion owned as an [...]
Pensions shortfall: You’re almost certainly not saving enough for retirement July 20, 2015 The majority of people will face a pension shortfall running into thousands of pounds each year because we’re drastically underestimating how much we need to save to live comfortably in old age, as study has shown. The average income people expect after giving up work is £12,590 per year – but savings and investments will [...]
Brewing up a storm: Pact Coffee’s Stephen Rapoport talks Brazil, bikes and changing the coffee industry July 19, 2015 There is one person at Pact Coffee who knows more about a cup of joe than anyone else in the company – and it’s not founder Stephen Rapoport: “I just can’t keep up with our head of coffee, Will. His knowledge is astonishing.” This is difficult for Rapoport, who is, by his own admission, “pretty [...]
Investec Comment: Managing your foreign exchange risk July 19, 2015 In the first three months of 2015, the value of the euro fell 10 per cent against sterling. Since a stronger pound makes UK exports relatively less competitive in other markets, for a company doing business in the Eurozone, such a sizeable move could have had a significant impact on their profitability. Plenty of firms [...]
