Can tax be simplified? September 16, 2021 | City Talk ICAS supports tax simplification as a vital part of building an effective and trusted tax administration system but making simplification happen isn’t simple. Why simplify tax? The complexity of UK tax legislation is reflected in complex tax administration systems which are difficult to use and do not facilitate compliance. Compliance is also undermined because many [...]
Measuring the real cost of university – and getting ready to fund it September 14, 2021 September is always an emotional month for millions of households – with youngsters leaving the nest to head off to an exciting new chapter of their lives at university. Graduates earn around £10,000 more a year than those who don’t go to university, according to UK government figures1. University students also learn to become independent, [...]
Pension pots: How much is enough? September 14, 2021 As you approach retirement, one of the biggest questions you’re likely to have is, “Have I saved enough?” There’s no golden rule for how much money you’ll need in retirement, as much will depend on when you retire, what you plan to do in retirement, and how long you live. However, having a rough idea [...]
60 Seconds With… Fashion guru and placemaker Yasmin Jones-Henry September 14, 2021 Yasmin Jones-Henry works in the space where fashion meets finance, and where culture meets commerce. She has made her name describing the crucial role culture can play for the new generation of investors, and putting forward the business case for diversity in the fashion and culture sectors. Through her work with Futurecity, a ‘placemaking agency’, [...]
Socially responsible investing and performance: a long-term winner September 14, 2021 | City Talk Companies with stronger ESG ratings outperform, particularly in times of crisis, as we witnessed during 2020, says Coline Pavot, La Financière de l’Echiquier (LFDE)’s head of responsible investment research. Companies that rank well according to environmental, social and governance (ESG) criteria tend to outperform the average and have greater resistance to crises. This was confirmed [...]
If your mini-bond seems too good to be true, it probably is September 13, 2021 | Sponsored Mini-bonds can be a tricky prospect. Even those of us being advised by independent financial advisors can get it wrong, with pitfalls for both issuers and investors. Maddox Legal is able to see the problems on both sides and help navigate these challenges. Corporate entities issuing bonds need sound advice on the structure of the [...]
Boost your investment by avoiding unnecessary risk September 13, 2021 | Sponsored The team at Oakmount & Partners has a simple aim: to optimise investment performance over the medium to long term without exposing customers to unnecessary risk. Offering compelling opportunities leading on to 2025 and beyond, the company’s goal is to achieve a greater rate of return on investment for its clients while maintaining the same high level of [...]
Find help in dealing with a CCJ sent to the wrong address September 13, 2021 | Sponsored Having a county court judgement (CCJ) on your credit record can seriously impact your chances of getting credit in the future. Distressingly, a CCJ can often result from a simple case of a bill being issued to a former address — common examples of this are parking tickets and bills from utility companies, mobile phone [...]
Take the sting out of Christmas spending September 13, 2021 | Sponsored Spread the financial pressures of Christmas with the Asda Christmas Savings Card. Set up automatic top-ups online to put away money each month or top up anytime in-store or online and receive free a bonus on your card when you save £30 or more. The choice is yours — you can choose to spend your [...]
Save on bills with a super-smart free utility switching service September 13, 2021 | Sponsored When you switch to Clooper — the groundbreaking technology-driven platform that connects landlords, tenants, tradespeople and homeowners — you can save considerably on your energy and broadband. Clooper Switch is the latest addition to the innovative living management and cost-saving ecosystem that makes DIY property management, lettings and maintenance so much easier. Clooper will make [...]
